After a borrower fails to make his or her mortgage payments for more than 90 days, the Lender can begin foreclosure proceedings. This involves the Lender posting a Notice of Default, on the borrower's door. During this time the borrower has several options, including paying the arrears, selling the property, negotiating a short sale or other options, such as a loan modification, or deed in lieu. 

If the borrower is unable to make suitable arrangements within 90 days of the Notice of Default, the Lender may file a Notice of Trustee's sale. This document notifies the borrower that the lender will sell the property. The Notice of Trustee's Sale will include the auction date, which is set 21 days after the notice if filed. Unless the appropriate steps are taken, the borrower's house can be sold by the Lender. 

If you are presently in foreclosure, Home Solutions will explore all potential foreclosure alternatives with you. 

If a Notice of Default has already been filed, do not wait to call! Call (909) 552-5888 to find out what options are available. 

​​​​Call for a free consultation!